Stratum GAP Cover

Services > Finance > Life insurance
0
2017-10-24 17:11:46
Edge 200Compact 200Base 500Co-EvolutionElite
Last update2017-10-24 17:10:452017-10-24 17:00:402017-10-24 17:10:452017-10-24 17:10:452017-10-24 17:11:46
PremiumsAge 18-27 Single R100 Age 28-64 Single R180 Age 65 + Single R30064 and younger Single R295 Family R355 65 + Single person R470 65 +(Max 2 persons) R575
GAP CoverYou are covered when your service provider charge a higher rate than your Medical Aid rate while in hospital or day clinic. This option provides an additional 200% cover related to the following accounts: Doctors and Specialists. Dentistry limited to R3,000. The Radiologist performing Specialised services - R2,000. Pathology. Physiotherapy. Consumable items. Medication.You are covered when your service provider charge a higher rate than your Medical Aid rate while in hospital or day clinic. This option provides an additional 500% cover related to the following accounts: Doctors and Specialists. Dentistry limited to R3,000. The Radiologist performing Specialised services - R2,000. Pathology. Physiotherapy. Consumable items. Medication.You are covered when your service provider charge a higher rate than your Medical Aid rate while in hospital or day clinic. This option provides an additional 500% cover related to the following accounts: Doctors and Specialists. Dentistry limited to R3,000. The Radiologist performing Specialised services - R2,000. Pathology. Physiotherapy. Consumable items. Medication.You are covered when your service provider charge a higher rate than your Medical Aid rate while in hospital or day clinic. This option provides an additional 500% cover related to the following accounts: Doctors and Specialists. Dentistry limited to R5,000. The Radiologist performing Specialised services - R2,000. Pathology. Physiotherapy. Consumable items. Medication.
Co-Payment CoverNo BenefitIf your medical aid requires you to pay a co-payment or pre-admission fee prior to undergo certain in- and out- of hospital procedures or specialised radiology scans. Limited to R15,000 per year.If your medical aid requires you to pay a co-payment or pre-admission fee prior to undergo certain in- and out- of hospital procedures or specialised radiology scans. Limited to R50,000 per year. You are also covered for up to R8,500 per policy per year, for the voluntary use of a hospital outside the designated network.
Oncology BenefitNo BenefitYour Oncology benefit covers you when your medical scheme only pays a portion of your approved oncology treatment.
Oncology OptimizerYour Oncology optimiser benefit covers you when your medical scheme applies a Rand amount limit. Once you reach the limit you will be liable to pay all the treatment costs.
Cancer diagnosis benefitYour cancer diagnosis benefit provides a once-off payment of R30,000 when you are diagnosed with cancer for the first time and the diagnosis aligns to specific qualifying criteria. (Page 27 paragraph 4 of Brochure). This benefit ends at age 65.
Sub-Limit BenefitsWhen your medical aid applies a Rand amount limit for internal prosthesis and the device cost more. Limited to R30,000 per event and R60,000 per person per year.
Casualty BenefitYou are covered at a registered medical facility when immediate treatment is required for a phisical injury due to an externel force. Limited to R10,000 per year.
Trauma CouncellingIf you have witnessed, or are directly affected by an act of physical violence or accident resulting en serious bodily injury or death or when you or a loved one are diagnosed with a dread disease or death. We will cover consiltation fees of psychologist's or psychiatrist's up to R10,000 per year.
Accidental deathProvides R25,000 payment in the event of an accidental death of the principle member or spouse and R5,000 for a dependant.
Preventative CareNormally your medical scheme covers certain preventative care tests from risk, but not the consultation fee. We will now cover your for the consultation fee or test up to R500 per policy per year.
Rehabilitation OptimiserWhen your medical scheme provides a rehabilitation benefit for accidental events, but apply a rand amount or limit the number of days you may spent in a stepdown facility. Limited to R10,000 per person per year.
GAP Premium waiverIn the event of death, permanent disability or forced retrenchment of the premium payer, your Gap cover premium will be paid for 12 months.
Medical Scheme Premium WaiverIn the event of death or permanent disability of the premium payer, your Medical Scheme premium will be paid for 6 months. Limited to R4,500 per month.
Sign below your chosen optionSignature
Embed
  • 2017-10-24 16:49:03
    2017-10-24 17:11:46
  • Life insurance
    English
  • Unlisted
  • Creative Commons License CC-BY-SA 3.0 / GNU FDL
    Manage backups

Build comparison tables or lists about everything !

It's free and fast to publish data into original tables

Create a table