BitcoinFlattrIthaca HoursLETSMetacurrencyOpen Bank ProjectPayswarmRippleSolTime/bankVen (Hub Culture)WingCashWIR BankBernal Bucks (Clearbon)
Websitehttp://www.bitcoin.org/http://flattr.comhttp://www.ithacahours.info./http://metacurrency.org/http://openbankproject.com/http://payswarm.com/http://ripple.sourceforge.net/http://www.sol-reseau.org/http://www.e-flux.com/timebank/http://www.hubculture.com/groups/237/https://wingcash.com/http://www.wir.chhttp://bernalbucks.org
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DescriptionBitcoin is a digital currency & also refers to the open source software that uses it, and the peer-to-peer network that it forms. Unlike most currencies, bitcoin does not rely on trusting any central issuer. Bitcoin uses a distributed database spread across nodes of a peer-to-peer network to journal transactions, and uses cryptography in order to provide basic security functions, such as ensuring that bitcoins can only be spent by the person who owns them, and never more than once.Flattr was founded to help people share money, not just content. When you're registered to flattr, you pay a small monthly fee. You set the amount yourself. At the end of the month, that fee is divided between all the things you flattered.Ithaca Hours is a local currency system that promotes local economic strength and community self-reliance in ways which will support economic and social justice, ecology, community participation and human aspirations in and around Ithaca, New York. Ithaca Hours help to keep money local, building the Ithaca economy. It also builds community pride and connections. One Ithaca HOUR is valued at US$10 and is generally recommended to be used as payment for one hour's work, although the rate is negotiable.Local Exchange Trading Systems (LETS) are locally initiated, democratically organised, not-for-profit community enterprises that provide a community information service and record transactions of members exchanging goods and services by using the currency of locally created LETS Credits. LETS networks use interest-free local credit so direct swaps do not need to be made. In LETS, unlike other local currencies, no scrip is issued, but rather transactions are recorded in a central location open to all members. As credit is issued by the network members, for the benefit of the members themselves, LETS are considered mutual credit systems.The MetaCurrency Project is building the tools and technology platforms to open source the next economy. We will not have an equitable nor a healthy economy in an information age, until we have information technology which empowers us equitably -- that is decentralized, peer-to-peer and operates by mutual agreement. We are building those technology tools, protocols and platforms. To fully meet our criteria, people need to be able to transact directly with each other with no segment of that interaction relying on a centrally controlled system.The Open Bank Project is a European initiative to open up financial transactions to much larger groups of individuals and raise the bar of financial transparency. It will achieve this by allowing a diverse range of third-party software applications (including fraud analysis tools, web apps, mobile apps, social widgets and payment gateways) to access any bank account that supports the Open Bank Protocol and API.PaySwarm enables people that create digital content such as blog posts, music, film, episodic content, photos, virtual goods, and documents to distribute their creations through their website and receive payment directly from their fans and customers. PaySwarm itself is an open, patent and royalty free standard.Ripple is a monetary system that makes simple obligations between friends as useful for making payments as regular money.Sol is still an experimental currency from the Sol project, in partnership with a bank, insurance companies, lunch voucher group, French regions and with support from the European Social Fund "Equal" Program. Sol is an abbreviation of solidarity. This is a complementary currency which aims to put the money as a means and not as an end. It is also a melting currency which when it is not used, it is reassigned collectively on projects of social and ecological benefits. It relies on the Sol network, all firms and partners who share this currency. This currency is completely paperless: no coins or banknotes. Trade pass through one of electronic media: smart card, internet, telephone.time/bank is a platform where groups and individuals can pool and trade time and skills, bypassing money as a measyre of value. Time/Bank is based on the premise that everyone in the field of culture has something to contribute and that it is possible to develop and sustain an alternative economy by connecting existing needs with unacknowledged resources.Ven is a virtual currency used by members of Hub Culture to buy, share and trade knowledge, goods and services with anyone in the network and can be spent at any Hub Culture Pavilion. The currency is currently linked to the U.S. dollar at a rate of 10 Ven to the dollar and trades against other major currencies at floating exchange rates.Send and receive cash electronically without fees. WingCash is a simple way for individuals and businesses to send and receive cash on the Internet. WingCash does not charge any fees for sending or receiving Notes on the WingCash site. However, there is a charge of $0.25 per transaction when redeeming WingCash Notes and transferring the funds via ACH to a financial institution such as a bank. Please note that participating retailers or your Financial Institution may charge you for converting paper cash to WingCash Notes or vice versa.The WIR Bank, formerly the Swiss Economic Circle (GER: Wirtschaftsring-Genossenschaft), or WIR, is an independent complementary currency system in Switzerland that serves small and medium-sized businesses. It exists only as a bookkeeping system, with no scrip, to facilitate transactions.Bernal Bucks is a card-based shared rewards program for the Bernal Heights neighborhood in San Francisco, CA. Cardholder earns Bernal Bucks rewards when making purchases with the Bernal Bucks VISA debit card at participating businesses, and can then redeem these rewards at participating businesses. Rewards are issued as vouchers by each business individually, but mutually accepted as part of an acceptance agreement. Bernal Bucks is a virtual currency powered by the Clearbon voucher clearing solution.
Details
Status of the projectProject in beta development stage, being used by between 5-10K people around the world.Over 900 participants publicly accept Ithaca HOURS for goods and services. Additionally some local employers and employees have agreed to pay or receive partial wages in Ithaca Hours, further continuing our goal of keeping money local.Local exchange trading systems now exist in many countries.Under Active development. There are past and current iterations of approach available on github at https://github.com/zippyWe are building a consortium of banks, software companies, institutions, universities and open source and web 2.0 experts who will apply for EU funding and realise the project. Partners already include organisations from Germany, France, UK, Finland, Israel and Egypt.There are no vibrant, active, and popular Ripple trading communities yet. There are several single-server implementations of the Ripple concept, in various states of repair and completion. The protocol for a distributed Ripple network has many designs, but no implementations yet.It has been launched in 9 regions in France (over a total of 26 regions).Hub Culture is a network of over 20,000 professionals, executives and entrepreneurs who are motivated for positive social and economic change. Hub Culture is a network with primary bases in the world's big urban hubs, including London, New York and San Francisco, Geneva, Bermuda, Singapore and Hong Kong. Hub has over 60 representatives in major cities around the world.Although WIR started with only 16 members, today it has grown to include 62,000, among whom is traded approximately CHF 1.65 billion annually (as of 2004). The available money supply (currency code CHW) was 839 million equivalent Swiss francs (as of 2005).The card program was started in late Q1 2011.
Peer-to-peer topologyYesNoNoYesYesNoNoNoNoNoYes
Single central authorityNoYesYesYesNoNoYesYesYesYesYesNo
Uses cryptographyYesNoNoNoYes For identity management and addressingNoNoNoYes
APIYes BitcoinJYesNoNoYes CEPTR ProtocolsYesNoNoYesNoNo
LanguagesEnglish, German, Spanish, French, Dutch, Portuguese, Italian, RussianEnglishEnglishEnglish, French, SpanishEnglish, French, German, ItalianEnglishEnglishFrenchEnglishEnglishEnglishGerman, French, ItalianEnglish
LicenseMIT LicensePrivate: 10% of the incoming revenue as a fee.no licensePrivate social currencyPrivatePrivateSaaS
Founded2009-01-0320101991-11-011983200820042007-07-0419342009
Founder(s)Satoshi Nakamoto, Gavin AndresenPaul GloverMichael LintonArthur Brock, Eric Harris-BraunSimon RedfernRyan FuggerCollectif "Reconsidérer la richesse"Stan StalnakerWerner Zimmermann, Paul EnzGuillaume Lebleu, Arno Hesse
OriginUSASwedenNew-York, USAUSA, France, MexicoUSAFranceNew-York, USAHong Kong, ChinaSwissSan Francisco, CA
Wikipediahttp://en.wikipedia.org/wiki/Bitcoinhttp://en.wikipedia.org/wiki/Ithaca_Hourshttp://en.wikipedia.org/wiki/LETShttp://en.wikipedia.org/wiki/Ripple_monetary_systemhttp://fr.wikipedia.org/wiki/Monnaie_compl%C3%A9mentaire_Solhttp://en.wikipedia.org/wiki/Hub_Culturehttp://en.wikipedia.org/wiki/WIR_Bank
HistoryThe system has historical roots in scrip and alternative and local currencies that proliferated in America during the great depression. It is the oldest and largest local currency system in the United States that is still operating.One central issue we are trying to solve: Let me digitally transact with you without requiring any centralized 3rd party authority. Examples of centrally controlled hurdles to clear: national currencies, IP Addresses, Domain Names, ISPs, etc. This means not only building alt.currencies, but eventually alternative network / computing infrastructure as well.Ven first appeared as an application in Facebook on 4 July, 2007. In late 2008, the currency became tradeable to anyone with an email address, making it the first global digital currency to move from an online social network into the real world.WIR was founded in 1934 as a result of currency shortages after the stock market crash of 1929. Both Zimmermann and Enz had been influenced by German libertarian economist Silvio Gesell; however, the WIR Bank renounced Gesell's "free money" theory in 1952, opening the door to monetary interest.
Social Networks
Twitterhttp://twitter.com/bitcoinmediahttp://twitter.com/flattrhttp://twitter.com/metacurrencyhttp://twitter.com/payswarmhttp://twitter.com/wingcash
Facebookhttp://www.facebook.com/flattrcomhttp://www.facebook.com/metacurrencyhttp://www.facebook.com/wingcash
Video tourhttp://youtu.be/Um63OQz3bjohttp://youtu.be/9zrMlEEWBgYhttp://prezi.com/ijiokjbrolwo/metacurrency-orientatiohttp://youtu.be/Z8d5J0SgEvghttp://www.screenr.com/c5Khttp://youtu.be/thaSbokWjAEhttp://youtu.be/uC80HIF474w
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