You are covered when your service provider charge a higher rate
than your Medical Aid rate while in hospital or day clinic. This
option provides an additional 200% cover related to the following
accounts: Doctors and Specialists. Dentistry limited to R3,000. The
Radiologist performing Specialised services - R2,000. Pathology.
Physiotherapy. Consumable items. Medication.
If your medical aid requires you to pay a co-payment or
pre-admission fee prior to undergo certain in- and out- of hospital
procedures or specialised radiology scans. Limited to R15,000 per
year.