Lien | Secure Payment Systems | Cross-Check | Arc90 | In-House |
|---|---|---|---|---|
| Mis à jour | 25 jul. 2012 05:08:43 | 25 jul. 2012 05:08:43 | 25 jul. 2012 05:08:43 | 22 jul. 2012 16:17:18 |
| $ Limit | $5000 | $2000-$2500 | None | None |
| Terms | 12 Months, 6 Months, 90 Days | 90 Days, 45 Days | 90 Days, 6 Months | You Choose |
| Automated Funding | Yes, Within 72 Hours | Yes, Weekly As ACH Clears | Yes, Up to $1500 or $2500. 2 approval codes. | Yes, Weekly As ACH Clears |
| Customer Requirements | ID and Valid Checking Account | ID and Valid Checking Account | ID, Valid Checking Account, Proof of Income | You Choose |
| When Funds Transfered To You | Full Amount Within 48-72 Hours | As Each Check Is Deposited Within 72 Hours | $1500 or $2500 24-72 hours. 2 approval codes. | Weekly |
| Customer Approval Based On | Check writing history + FICO | Check writing history | Income and check writing history. | 3-Bureau Credit Check |
| Down Payment | 25% Minimum | 25% Minimum | Varies | You Choose |
| Interest Rate | Varies | N/A | N/A | You Choose |
| Application | Yes | None | Yes | Promissory Note |
| Bounced Check Guarantee | N/A | Yes | Yes | N/A |
| GPS Disabler/Tracker | No | No | No | Recommended |
| Signup Cost | $295 | Free | Waived, typically $495 | $495 |
| Equipment | Lease or Buy | Free | Optional, but recommended for $2500 Fast-Track program | None |
| Pricing | $100/Mo Equipment Lease +/- | $100/Mo Minimum | 9% Flat on usage. No monthly or minimums. | $59.95/Mo |
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