| Sitio web | openbankproject.com | payswarm.com | sol-reseau.org | e-flux.com/... | wingcash.com | opensourcecurrency.org | flattr.com | bitcoin.org | bernalbucks.org | metacurrency.org | VEN.VC | sourceforge.net | ithacahours.info. | | www.wir.ch |
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| Descripción | The Open Bank Project is a European initiative to open up financial
transactions to much larger groups of individuals and raise the bar
of financial transparency. It will achieve this by allowing a
diverse range of third-party software applications (including fraud
analysis tools, web apps, mobile apps, social widgets and payment
gateways) to access any bank account that supports the Open Bank
Protocol and API. | PaySwarm enables people that create digital content such as blog
posts, music, film, episodic content, photos, virtual goods, and
documents to distribute their creations through their website and
receive payment directly from their fans and customers. PaySwarm
itself is an open, patent and royalty free standard. | Sol is still an experimental currency from the Sol project, in
partnership with a bank, insurance companies, lunch voucher group,
French regions and with support from the European Social Fund
"Equal" Program. Sol is an abbreviation of solidarity. This is a
complementary currency which aims to put the money as a means and
not as an end. It is also a melting currency which when it is not
used, it is reassigned collectively on projects of social and
ecological benefits. It relies on the Sol network, all firms and
partners who share this currency. This currency is completely
paperless: no coins or banknotes. Trade pass through one of
electronic media: smart card, internet, telephone. | time/bank is a platform where groups and individuals can pool and
trade time and skills, bypassing money as a measyre of value.
Time/Bank is based on the premise that everyone in the field of
culture has something to contribute and that it is possible to
develop and sustain an alternative economy by connecting existing
needs with unacknowledged resources. | Send and receive cash electronically without fees. WingCash is a
simple way for individuals and businesses to send and receive cash
on the Internet. WingCash does not charge any fees for sending or
receiving Notes on the WingCash site. However, there is a charge of
$0.25 per transaction when redeeming WingCash Notes and
transferring the funds via ACH to a financial institution such as a
bank. Please note that participating retailers or your Financial
Institution may charge you for converting paper cash to WingCash
Notes or vice versa. | oscurrency is open source community currency web software. Suitable
for timebanks or B2B barter networks, it supports
OpenTransact/OAuth and supports heroku deployment. | Flattr was founded to help people share money, not just content.
When you're registered to flattr, you pay a small monthly fee. You
set the amount yourself. At the end of the month, that fee is
divided between all the things you flattered. | Bitcoin is a digital currency and also refers to the open source
software that uses it, and the peer-to-peer network that it
forms.
Unlike most currencies, Bitcoin does not rely on trusting any
central issuer. Bitcoin uses a distributed database spread across
nodes of a peer-to-peer network to journal transactions, and uses
cryptography in order to provide basic security functions, such as
ensuring that bitcoins can only be spent by the person who owns
them, and never more than once.
Irreversible transactions of any value can be sent internationally
in moments for next to no significant cost. | Bernal Bucks is a card-based shared rewards program for the Bernal
Heights neighborhood in San Francisco, CA. Cardholder earns Bernal
Bucks rewards when making purchases with the Bernal Bucks VISA
debit card at participating businesses, and can then redeem these
rewards at participating businesses. Rewards are issued as vouchers
by each business individually, but mutually accepted as part of an
acceptance agreement. Bernal Bucks is a virtual currency powered by
the Clearbon voucher clearing solution. | The MetaCurrency Project is building the tools and technology
platforms to open source the next economy. We will not have an
equitable nor a healthy economy in an information age, until we
have information technology which empowers us equitably -- that is
decentralized, peer-to-peer and operates by mutual agreement. We
are building those technology tools, protocols and platforms. To
fully meet our criteria, people need to be able to transact
directly with each other with no segment of that interaction
relying on a centrally controlled system. | Ven is a virtual currency used by members of Hub Culture to buy,
share and trade knowledge, goods and services on a global basis.
The currency is currently linked to a highly diversified basket of
currencies, commodities and carbon futures and trades against other
major currencies at floating exchange rates. | Ripple is a monetary system that makes simple obligations between
friends as useful for making payments as regular money. | Ithaca Hours is a local currency system that promotes local
economic strength and community self-reliance in ways which will
support economic and social justice, ecology, community
participation and human aspirations in and around Ithaca, New York.
Ithaca Hours help to keep money local, building the Ithaca economy.
It also builds community pride and connections. One Ithaca HOUR is
valued at US$10 and is generally recommended to be used as payment
for one hour's work, although the rate is negotiable. | Local Exchange Trading Systems (LETS) are locally initiated,
democratically organised, not-for-profit community enterprises that
provide a community information service and record transactions of
members exchanging goods and services by using the currency of
locally created LETS Credits. LETS networks use interest-free local
credit so direct swaps do not need to be made. In LETS, unlike
other local currencies, no scrip is issued, but rather transactions
are recorded in a central location open to all members. As credit
is issued by the network members, for the benefit of the members
themselves, LETS are considered mutual credit systems. | The WIR Bank, formerly the Swiss Economic Circle (GER:
Wirtschaftsring-Genossenschaft), or WIR, is an independent
complementary currency system in Switzerland that serves small and
medium-sized businesses. It exists only as a bookkeeping system,
with no scrip, to facilitate transactions. |
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| Details | | | | | | | | | | | | | | | |
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| Status of the project | We are building a consortium of banks, software companies,
institutions, universities and open source and web 2.0 experts who
will apply for EU funding and realise the project. Partners already
include organisations from Germany, France, UK, Finland, Israel and
Egypt. | | It has been launched in 9 regions in France (over a total of 26
regions). | | | active development on github with several active deployments. | | Project in beta development stage, being used by between 50-100K
people around the world. Running continuously for >3
years.
Multiple currency exchanges for major currencies (USD, EUR, GBP,
JPY, AUD, CAD etc) in multiple countries. Multiple merchant
solutions for shopping cart integration. | The card program was started in late Q1 2011. | Under Active development. There are past and current iterations of
approach available on github at github.com/... | Hub Culture is a network of over 20,000 professionals, executives
and entrepreneurs who are motivated for positive social and
economic change. Hub Culture is a network with primary bases in the
world's big urban hubs, including London, New York and San
Francisco, Geneva, Bermuda, Singapore and Hong Kong. Hub has over
60 representatives in major cities around the world. | There are no vibrant, active, and popular Ripple trading
communities yet. There are several single-server implementations of
the Ripple concept, in various states of repair and completion. The
protocol for a distributed Ripple network has many designs, but no
implementations yet. | Over 900 participants publicly accepted Ithaca HOURS for goods and
services at its peak, but today the system is largely dormant. | Local exchange trading systems now exist in many countries. | Although WIR started with only 16 members, today it has grown to
include 62,000, among whom is traded approximately CHF 1.65 billion
annually (as of 2004). The available money supply (currency code
CHW) was 839 million equivalent Swiss francs (as of 2005). |
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| Peer-to-peer topology | | | No | No | No | Sí | | Sí | Sí | Sí | Sí | Sí | No | No | No |
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| Single central authority | | | Sí | Sí | Sí | No | Sí | No | No | No | Sí | No | Sí | Sí | Sí |
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| Uses cryptography | | | No | No | | Sí ssl, oauth | No | Sí | Sí | Sí For identity management and addressing | Sí SMART authentication | | No | No | No |
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| API | Sí | | No | No | No | Sí opentransact | Sí | Sí RPC through bitcoind, specialist libraries for Java (BitcoinJ), JavaScript (BitcoinJS), C/C++ (libbitcoin). Support for Python, Ruby, etc | | Sí CEPTR Protocols | Sí | | No | No | No |
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| Idiomas | English, French, German, Italian | English | French | English | English | english, spanish, greek, french | English | >15 (spread over different Bitcoin clients) including English,
German, Spanish, French, Dutch, Portuguese, Italian, Russian,
French, Czech, Japanese, Portuguese, Bahasa Indonesia, Korean,
Slovak, Chinese (simplified) | English | English, French, Spanish | English | English | English | | German, French, Italian |
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| License | | | no license | | Private | affero | Private: 10% of the incoming revenue as a fee. | MIT License (free to use for everyone with no restrictions) | SaaS | | Private social currency | | | | Private |
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| Founded | | | | | | | 2010 | 2009-01-03 | 2009 | 2008 | 2007-07-04 | 2004 | 1991-11-01 | 1983 | 1934 |
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| Founder(s) | Simon Redfern | | Collectif "Reconsidérer la richesse" | | | | | Satoshi Nakamoto, Gavin Andresen | Guillaume Lebleu, Arno Hesse | Arthur Brock, Eric Harris-Braun | Stan Stalnaker | Ryan Fugger | Paul Glover | Michael Linton | Werner Zimmermann, Paul Enz |
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| Origine | | | France | New-York, USA | | USA | Sweden | USA | San Francisco, CA | USA, France, Mexico | Hong Kong, China | USA | New-York, USA | | Swiss |
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| Wikipedia | | | wikipedia.org/... | | | | | wikipedia.org/... | | | wikipedia.org/... | wikipedia.org/... | wikipedia.org/... | wikipedia.org/... | wikipedia.org/... |
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| History | | | | | | oscurrency is a fork of insoshi, a ruby on rails social network
project. | | See bitcoin.it/... | | One central issue we are trying to solve: Let me digitally transact
with you without requiring any centralized 3rd party authority.
Examples of centrally controlled hurdles to clear: national
currencies, IP Addresses, Domain Names, ISPs, etc. This means not
only building alt.currencies, but eventually alternative network /
computing infrastructure as well. | Ven first appeared as an application in Facebook on 4 July, 2007.
In late 2008, the currency became tradeable to anyone with an email
address, making it the first global digital currency to move from
an online social network into the real world. In 2010 the currency
moved to its present diversified structure, making it the first
environmentally backed currency. Ven was the first virtual currency
to develop linked derivatives, funds, commodity trades, and
micro-finance projects through the development of Hub Culture
managed virtual currency products - hub.vg/... | | The system has historical roots in scrip and alternative and local
currencies that proliferated in America during the great
depression. It is the oldest and largest local currency system in
the United States that is still operating. | | WIR was founded in 1934 as a result of currency shortages after the
stock market crash of 1929. Both Zimmermann and Enz had been
influenced by German libertarian economist Silvio Gesell; however,
the WIR Bank renounced Gesell's "free money" theory in 1952,
opening the door to monetary interest. |
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| Social Networks | | | | | | | | | | | | | | | |
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| Twitter | | | | | | | | | | | | | | | |
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| Facebook | | | | | facebook.com/... | | facebook.com/... | | | facebook.com/... | facebook.com/... | | | | |
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| Vídeo | |  | | |  | |  |  | | prezi.com/... |  | screenr.coms | | | |
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User reviews and comments
The "LETS" is a ready made system for recording transactions? Could an "outside" currency based alternative money system use this system for keeping accurate records of the transactions?