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DEBIT CARD

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CREDIT VS DEBIT VS PREPAID Cards
Name
DEBIT CARD
SAMPLE CARD
BRIEF DESCRIPTION
  • Debit cards are the most straightforward of the three.
  • Using a debit card to pay for a transaction simply deducts the money directly from your bank account after your purchase.
  • Funds in a bank account usually earns interest if a certain balance is maintained.
CARD LIMITDepends on the amount you have in your bank account
PAYMENTPulls the cash instantly from your bank account
FEES AND PENALTIES
  • No interest fees but might have overdraft fees
  • Sometimes a dormancy fee is charged for accounts with no customer-initiated transactions for a certain period of time.
  • No ATM withdrawal fees if cash is withdrawn from own bank's ATMs.
WITHDRAWALS VIA ATMCan withdraw from savings/checking account
MAINTAINING BALANCERequires maintaining balance
Banks
English
Unlisted
PREPAID CARDS PH
2019-07-04 18:08:52
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