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PREPAID DEBIT CARD

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CREDIT VS DEBIT VS PREPAID Cards
Nom
PREPAID DEBIT CARD
SAMPLE CARD
BRIEF DESCRIPTION
  • Prepaid cards are not linked to any bank account.
  • Instead, it has an electronic wallet that needs to be reloaded once the balance is used up so that you may use it again for your next purchase or withdrawal.
  • Funds in a prepaid card does not earn interest.
  • EFFECTIVE FOR THOSE WHO NEED TO CONTROL THEIR SPENDING.
CARD LIMITReloadable funds. Usual prepaid card limit in the Philippines is P100,000.00
PAYMENTDeducts corresponding amount of prepaid credits from your prepaid balance/load
FEES AND PENALTIES
  • Most prepaid cards have card fees, some have annual fees.
  • No interest fees
  • Sometimes a dormancy fee is charged for cards with no customer-initiated transactions for a certain period of time.
  • Most prepaid cards have an ATM withdrawal fee.
WITHDRAWALS VIA ATMSome prepaid cards cannot be used in an ATM
MAINTAINING BALANCENo maintaining balance
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PREPAID CARDS PH
23 jul. 2019 17:09:18
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