Crowdfunding platforms

Lien	Spreds	Crowdcube	WiSEED	Venture Bonsai	Cofundit
Date de lancement	1 nov. 2011 (BE)	1 jan. 2011 (UK)	1 jan. 2010 (FR)	1 jan. 2011 (Finland)	1 jun. 2010 (SWLD)
Model	Equity	Equity	Equity	Equity	Debt
Nb of investors	11 200	108	4 800		15 (48 members)
Average invest	900 €		750 €	6 000 €	5 200 €
Nb of startups financed	2	1	14		1
Minimum invest per transaction	100 €	10 £	100 €	5 000 €	2 000 €
Traffic per day	1 100	1 932	800		581
Description	Spreds is an investment platform where people can invest alongside professionals in European startups and SMEs. They can invest from € 100 under the same financial conditions. Individuals and investment professionals combine their knowledge and investment capacity to achieve success.	Crowdcube (U.K. only), which will allow funders to purchase equity in startups, although they need to be friends and family	Investment in startups from 100€ (Equity)	is a growth ecosystem for entrepreneurs, enabling the most promising companies to get traction, find investors and manage a multi-party investment round. The investments to the company are direct share investments with emphasis on full transparency. The investment rounds are typically less than half a million euros.	Business Loans, Expert Analysis and Private Investments using Crowd Funding and Open Innovation
Terms	+/- 5 years		5 to 8 years before exit		The loan lasts no more than 3 years
Type of Startup	All SMEs	Entrepreneurs and small businesses	Youg innovative startups		Existing and proved businesses with short term repayement capacity
Frais d'inscription	No fee	£250	No fee		100€
Financing ranging	75K€ to no upper limit because regulated prospectus	From 30K£ to 200K£	100K€		From EUR 100k up to EUR 2.0 Moi
Fee paid by investor	2 % per year	5 % of funding	5 % of funding + transaction fee		5 % of funding
Fee paid by Startup	3k for non regulated to 6k for regulated transactions EUR (prospectus and legal fees)	5% fee (+legal fees of £1750)	10% of amount raised		10% of amount raised
Site web	spreds.com/fr	crowdcube.com	wiseed.com	venturebonsai.com	cofundit.com