Reloadable Prepaid Cards in the Philippines

Services > Finance > Banks
1
2016-01-31 06:44:27
Comparison of the different prepaid/reloadable [cash] cards in the Philippines, or as more popularly known as "prepaid credit card".
CardProviderCard NetworkFeeFee NotesPayPalATMWithdrawReloadingNotesWebsiteLast update
Amore Visa PrepaidBPI-Ayala MallsVisa350 PHP
  • Non-consumable
  • Monthly Maintenance Fee: ₱100 -- computed starting on the 121st day after the expiry date; see: https://www.mybpimag.com/index.php?option=com_content&view=article&id=240&Itemid=281
Yes SendNoNo✔ Bank enrolment
✔ Bank OTC
  • Validity: 2 years
  • Contactless: Visa payWave
  • Smart chip: ✔
  • Free, unlimited use of Ayala lounge
http://www.bpicards.com/Cards/PrepaidDetails/502016-01-30 19:15:18
BDO Cash Card MasterCardBDOMasterCardYesYes✔ ATM
✔ Internet Banking-to-Cash Card
✔ Phone Banking-to-Cash Card
✔ Mobile Banking-to-Cash Card
  • Validity:
  • Request for "Cash Card MasterCard" specifically
https://www.bdo.com.ph/personal/accounts/cash-card2016-01-30 19:01:35
BDO Visa Travel Money CardBDOVisa- probably notYes Overseas ATMYes Overseas ATM
  • Validity:
  • Contactless: Visa payWave
  • Abroad use only
  • Can load 8 different currencies
  • Exchange rate locked at the time of loading
https://www.bdo.com.ph/personal/accounts/visa-travel-money-card2016-01-30 19:01:35
EastWest Prepaid CardEastWest BankVisa
  • Validity:
https://www.eastwestbanker.com/info/promo_prepaidcard.asp2016-01-22 12:58:48
GCASH [beep] MasterCardGlobe GCASHMasterCard150 PHP
  • Non-consumable
Yes SendNo Use the GCASH ATM cardYes Globe over-the-counter; GCASH-to-Bank; GCASH ATM card✔ Bank-to-GCASH
✔ Mobile-to-GCASH
✔ GCASH-to-GCASH
✔ Globe OTC
  • Validity: 5 years
  • Request for the beep version
  • Tied to GCASH (which requires a Globe/TM SIM)
http://www.globe.com.ph/gcash/products-and-services/gcash-mastercard2016-01-30 19:15:18
GCASH-AmEx Virtual PayGlobe GCASHAmerican Express250 PHP
  • Annual
  • Cardless/Virtual only
  • Waived $25.00 MyShoppingBox (with US address) annual fee: http://my-shoppingbox.com/home/gcash
Yes SendNo Use the GCASH ATM cardYes Globe over-the-counter; GCASH-to-Bank; GCASH ATM card✔ Bank-to-GCASH
✔ Mobile-to-GCASH
✔ GCASH-to-GCASH
✔ Globe OTC
  • Validity: as long as the annual fee is paid
  • Tied to GCASH (which requires a Globe/TM SIM)
  • Only accepts charge/transactions in US Dollar
  • Remittance via the GCASH mWallet
https://mygcash.globe.com.ph/gcashamex/2016-01-30 18:44:15
More Fun Visa Prepaid CardBPIVisa100 PHP
  • Non-consumable
Yes Send; ReceiveNoNo✔ Bank enrolment
✔ Bank OTC
  • Validity: 1½ years
  • Design can be personalized
http://www.bpicards.com/Cards/PrepaidDetails/462016-01-30 19:15:18
My ePrepaid MasterCardBPIMasterCard100 PHPYes SendNoNo✔ Bank enrolment
✔ Bank OTC
  • Validity: 2 years
  • Color: 2
http://www.bpicards.com/Cards/PrepaidDetails/372016-01-30 19:30:00
PayMaya Visa [Card]SmartVisa100 PHP
  • Fee is for the physical card (blue), which is optional
  • Consumable
  • Virtual PayMaya (green) is free
Yes SendYesYes ATM; PayMay-to-PayMaya (upgrade required)✔ 7-eleven stores with Cliqq kiosks
✔ Smart Money-to-PayMaya
✔ Robinson’s Department Stores
✔ SM Business Centers
✔ BDO online/mobile banking
✔ Smart Padala (selected)
✔ Complete list: https://bit.ly/PayMayaLoadUp
  • Validity: 4 years
  • Other fees: ₱15 for every ₱1,000 (e.g. ₱25 load = ₱15 fee; ₱1,001 load = ₱30 fee; ₱2,544 load = ₱45 fee)
  • Physical card (blue) comes with built-in beep
  • Free ₱100 beep load (different from the consumable card fee)
https://paymaya.com2016-01-30 19:15:18
PSBank Prepaid MasterCardPSBankMasterCardNo as of 2016-01-21YesYes
  • Validity:
  • an ATM card
  • a debit card
  • a remittance card
  • an Internet cash card
https://www.psbank.com.ph/content/personal-banking/other-products-and-services/psbank-prepaid-mastercard2016-01-30 10:31:48
Smart MoneySmartMasterCard100 PHP
  • Fee is for the optional physical card
  • Non-consumable
Yes SendYesYes ATM; Smart Money-to-Smart Money;Smart over-the-counter✔ Smart OTC
  • Validity: 2 years
  • Tied to Smart SIM
  • Physical card is by request
  • Remittance card
http://smart.com.ph/money2016-01-31 04:43:13
YAZZ CardMetrobank CardVisa300 PHP
  • ₱50.00 consumable
YesYesYes MBTC and PSBANK ATMs✔ Load it!
✔ SM Payment Center
✔ SM Prepaid kiosks
  • Validity:
  • Other fees: Withdrawal ₱20
  • Smart chip: ✔
https://www.yazzcard.com2016-01-30 14:20:11
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  • 2016-01-21 13:13:03
    2016-01-31 06:44:27
  • Banks
    English
  • Comparison of the different prepaid/reloadable [cash] cards in the Philippines, or as more popularly known as "prepaid credit card".
  • Personal research and actual use.
  • Public
  • Creative Commons License CC-BY-SA 3.0 / GNU FDL
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Comments

  • I tried applying for BDO Cash Card first since they are the biggest bank in the Philippines as of 2016. It's been 3 weeks since the application process has been finalized and still no embossed card. It's been nothing but frustration, toiling and set back after set back, because the customer service reps don't seem to know what they are doing nor communicate with each other. According to the main csr hotline my account was created the first business day after i applied and its been 21 days and counting since, while waiting for the card to arrive at the branch. Do yourself a favor and don't bother with embossed, settle for the pre-embossed cards they have on hand. One of cash card's most appealing features is that its suppose to be hassle free process but BDO has been anything but hassle free.
    Posted 2016-10-07 05:33:10 by Kelmen Karmele
  • voted for this Comparison (Like)
    Posted 2016-01-25 21:34:36 by Alexis

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